6 Common Problems Caused by Clogged Gutters

Posted: September 1, 2023

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation.This year, resist the urge to put off the chore. Need some motivation? Learn about these common problems caused by clogged gutters.Why is Gutter...

7 Tips for Developing Your Family’s Fire Escape Plan

Posted: August 30, 2023

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...

Here’s How to Use HSA Funds for Family Members

Posted: August 28, 2023

Can you use your health savings account (HSA) to pay for the expenses of family members and dependents? For specific family members, the answer is definitely yes. Here is a look at how the IRS allows you to use your HSA to pay for the healthcare costs of your loved ones. Who Qualifies to Have a Health Savings Account? Under IRS requirements, to qualify for...

Is Universal Life Insurance Right for Me?

Posted: August 22, 2023

Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain limits and offers more flexibility. How Does...

Batten Down the Hatches: What To Know About Winterizing Your Boat