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Questions You Should Never Ask in a Job Interview

Questions You Should Never Ask in a Job Interview

Imagine this hypothetical scenario: you’re a small business owner who needs to fill an open position at your company. After sorting through resumes and interviewing four candidates, you hire the one you think will be the right fit for the job. Your new employee joins your team, and business continues as usual. Three weeks later, you’re notified that one of the candidates you didn’t choose...

How to Take Pictures After a Car Accident

How to Take Pictures After a Car Accident

In the moments after a car accident, there are countless questions running through your mind. What just happened? Is everyone OK? How badly damaged is my car? Was it their fault or mine? After stepping out of your vehicle you scan the scene, grab your insurance ID card from the glovebox and call the police. But as you wait for help to arrive, there’s one more important step...

How to Create a Home Inventory

How to Create a Home Inventory

After a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...

What Is Captive Insurance and How Does It Work?

What Is Captive Insurance and How Does It Work?

A captive insurance company is a subsidiary owned by a parent organization, established primarily to insure its owner. The captive insurer writes insurance policies for the parent organization and does not insure any other company. It provides risk mitigation for the parent company or a group of related companies. A captive insurance company may be formed: When a parent company is unable to find a...

IIHS: The Safest Cars of 2022

IIHS: The Safest Cars of 2022

Car buyers who consider safety a must-have feature can now choose from an even greater variety, according to the 2022 Insurance Institute for Highway Safety’s TOP SAFETY PICK award list. This year’s list recognized 101 vehicles in all, naming 65 models TOP SAFETY PICK+ choices and another 36 TOP SAFETY PICKs. In the annual TOP SAFETY PICK awards, the IIHS announces which new models performed...